As used in this chapter, the term:
(1) Accident means the collision of any motor vehicle with another vehicle or with any object or fixture, or involvement of a motor vehicle in any manner in which any person is killed or injured or in which damage to the property of any one person to an extent of $500.00 or more is sustained.
(2) Commissioner means the commissioner of driver services.
(3) Department means the Department of Driver Services.
(4) Operator means every person who drives or is in actual physical control of a motor vehicle upon a high- way or who is exercising control over or steering a vehicle being towed by a motor vehicle.
(5) Proof of financial responsibility means proof of ability to respond in damages for liability on account of accidents occurring subsequent to the effective date of said proof in the amounts specified in subparagraph (a)(1)(A) of Code Section 33-7-11.
(6) Suspension of drivers license means the temporary withdrawal by formal action of the department of a residents license or nonresidents privilege to operate a motor vehicle on the public highways.